The Today CFO journal
Ideas and explanations for the decisions behind your business. Explore by subject, or start with a question.
Keep reading
12 articles
CFO Advisory
First quarter is in the books. You still have nine months to change the year. Here's the simple mid-year reset small business owners use to fix what's not working before it costs them.
Cash Flow
When the economy shifts and revenue becomes unpredictable, most business budgets fall apart. Learn how to build a flexible, scenario-based budget that protects your cash flow, preserves your team, and keeps you positioned to grow when conditions stabilize.
Cash Flow
Cash flow forecasting lets you see exactly when money will enter and leave your business so you can avoid shortfalls, plan for growth, and make smarter financial decisions. Learn the types of forecasting, how to build one, and the costly mistakes to avoid.
CFO Advisory
Effective financial planning is the difference between a business that survives and one that thrives. This guide covers the essential components every small business needs to plan and manage finances effectively.
CFO Advisory
Learn how to build a 13-week cash flow forecast that shows you exactly when cash gaps are coming, so you can fix them before they become emergencies. Step-by-step guide with template.
Cash Flow
Stop guessing about your business cash reserves. The 3-6-12 Rule offers a simple, clear framework based on your industry and risk profile to help you stop worrying and start planning confidently.
CFO Advisory
Confused about the difference between a CFO, Controller, and Bookkeeper? This practical guide explains what each role does, what it costs, and which finance professionals your business actually needs at your current revenue stage.
Cash Flow
Learn how to manage seasonal cash flow in construction. Build a 6-month cash reserve, smooth revenue through winter, and stop the feast-or-famine cycle that kills profitable contractors.
CFO Advisory
Not sure when to hire a fractional CFO? Use this decision framework to know if your business is ready, before costly mistakes make the choice for you.
CFO Advisory
Your P&L shows profit, but your bank account is empty. Here's why profitable businesses run out of cash, and what to do about the working capital gap.
Cash Flow
Master business cash flow management with this comprehensive guide. Learn the 13-week cash flow forecast, improve receivables, survive cash crunches, and transform from reactive firefighting to proactive forecasting.
CFO Advisory
Discover what fractional CFO services actually include, what they don't, and when your business truly needs one. Honest insights from 11 years of CFO experience. No sales pitch, just facts.
No matching articles. Try another term.
